Individual Health & Dental Services
At Pure Coverage Insurance, we believe that your well-being starts with access to the right healthcare. Whether you’re self-employed, between jobs, or simply looking for better coverage, our team is here to help you navigate the world of individual health and dental insurance with confidence.
We work with leading insurance providers to offer a wide range of customizable plans that fit your budget, meet your health needs, and give you peace of mind—without the stress of going it alone.
Our Services Include:
Individual Health Insurance
We help individuals and families secure comprehensive health coverage both on and off the Affordable Care Act (ACA) Marketplace.
ACA Marketplace Plans (Obamacare)
Access to government-subsidized plans with essential health benefits, including preventive care, prescription drugs, maternity, and emergency services.
Short-Term Health Insurance
Temporary, flexible coverage for those in transition—ideal if you’re between jobs, waiting for employer benefits, or recently turned 26.
Private Health Plans
Customized coverage options for individuals who may not qualify for subsidies or want more provider flexibility.
Health Savings Account (HSA)-Compatible Plans
High-deductible plans that allow you to save for medical expenses tax-free.
Dental Insurance
Oral health is essential to overall wellness. We offer individual and family dental plans that cover preventive care, basic procedures, and major services.
Preventive Services – Cleanings, exams, and X-rays
Basic Services – Fillings, extractions, and emergency care
Major Services – Crowns, bridges, dentures, and root canals
Orthodontics – Optional coverage for braces (based on plan)
Why Choose Pure Coverage Insurance?
✅ Personalized Plan Matching – We take time to understand your health needs and budget to match you with the right coverage.
✅ Access to Top Carriers – Compare plans from trusted insurance providers, all in one place.
✅ Enrollment Support – We handle the paperwork
We work with leading insurance providers to offer a wide range of customizable plans that fit your budget, meet your health needs, and give you peace of mind—without the stress of going it alone.
Our Services Include:
Individual Health Insurance
We help individuals and families secure comprehensive health coverage both on and off the Affordable Care Act (ACA) Marketplace.
ACA Marketplace Plans (Obamacare)
Access to government-subsidized plans with essential health benefits, including preventive care, prescription drugs, maternity, and emergency services.
Short-Term Health Insurance
Temporary, flexible coverage for those in transition—ideal if you’re between jobs, waiting for employer benefits, or recently turned 26.
Private Health Plans
Customized coverage options for individuals who may not qualify for subsidies or want more provider flexibility.
Health Savings Account (HSA)-Compatible Plans
High-deductible plans that allow you to save for medical expenses tax-free.
Dental Insurance
Oral health is essential to overall wellness. We offer individual and family dental plans that cover preventive care, basic procedures, and major services.
Preventive Services – Cleanings, exams, and X-rays
Basic Services – Fillings, extractions, and emergency care
Major Services – Crowns, bridges, dentures, and root canals
Orthodontics – Optional coverage for braces (based on plan)
Why Choose Pure Coverage Insurance?
✅ Personalized Plan Matching – We take time to understand your health needs and budget to match you with the right coverage.
✅ Access to Top Carriers – Compare plans from trusted insurance providers, all in one place.
✅ Enrollment Support – We handle the paperwork
FAQ
1. Who needs individual health insurance?
Individual health insurance is ideal for anyone who doesn’t receive coverage through an employer or government program. This includes self-employed individuals, freelancers, part-time workers, recent college grads, and those in transition between jobs.
2. What is the Affordable Care Act (ACA), and do I qualify for it?
The ACA (also known as Obamacare) offers health plans with essential benefits and protections, such as coverage for pre-existing conditions. Many individuals qualify for premium subsidies or cost-sharing reductions based on income. We help determine your eligibility and assist with enrollment.
3. What’s the difference between marketplace and private health plans?
Marketplace Plans (ACA): Government-regulated plans with standardized benefits and potential subsidies.
Private Plans: Offered outside the ACA, they may have different benefits and underwriting. These are a good option if you don’t qualify for subsidies or want more flexibility in providers.
4. What are short-term health insurance plans?
Short-term plans provide temporary coverage (typically up to 12 months) and are designed for people who need a stopgap solution. They’re more affordable but often don’t cover pre-existing conditions or all essential benefits.
5. Can I get dental insurance without health insurance?
Yes. Dental plans are available separately and do not require a health insurance plan. We offer stand-alone dental policies for individuals and families.
6. What does dental insurance typically cover?
Most dental plans cover:
Preventive care (cleanings, exams, X-rays)
Basic services (fillings, simple extractions)
Major services (crowns, root canals, dentures)
Some plans also include orthodontic benefits.
7. How much do individual health and dental plans cost?
Costs vary based on age, location, health, and the level of coverage you choose. Many individuals qualify for subsidies that reduce premiums.
1. Who needs individual health insurance?
Individual health insurance is ideal for anyone who doesn’t receive coverage through an employer or government program. This includes self-employed individuals, freelancers, part-time workers, recent college grads, and those in transition between jobs.
2. What is the Affordable Care Act (ACA), and do I qualify for it?
The ACA (also known as Obamacare) offers health plans with essential benefits and protections, such as coverage for pre-existing conditions. Many individuals qualify for premium subsidies or cost-sharing reductions based on income. We help determine your eligibility and assist with enrollment.
3. What’s the difference between marketplace and private health plans?
Marketplace Plans (ACA): Government-regulated plans with standardized benefits and potential subsidies.
Private Plans: Offered outside the ACA, they may have different benefits and underwriting. These are a good option if you don’t qualify for subsidies or want more flexibility in providers.
4. What are short-term health insurance plans?
Short-term plans provide temporary coverage (typically up to 12 months) and are designed for people who need a stopgap solution. They’re more affordable but often don’t cover pre-existing conditions or all essential benefits.
5. Can I get dental insurance without health insurance?
Yes. Dental plans are available separately and do not require a health insurance plan. We offer stand-alone dental policies for individuals and families.
6. What does dental insurance typically cover?
Most dental plans cover:
Preventive care (cleanings, exams, X-rays)
Basic services (fillings, simple extractions)
Major services (crowns, root canals, dentures)
Some plans also include orthodontic benefits.
7. How much do individual health and dental plans cost?
Costs vary based on age, location, health, and the level of coverage you choose. Many individuals qualify for subsidies that reduce premiums.
© 2024. ALL RIGHTS RESERVED.
© 2024. ALL RIGHTS RESERVED.